Business insurance is very crucial to obtain, especially to protect one of your main assets: your company. Whether your business is big or small, our insurance company always recommends getting this policy no matter what. You do not want to risk being insurance-less while having multiple employees under your wing. Keep reading this blog post to find out some frequently asked questions by our clients about business insurance.

FAQS

1. If I have a small business, do I still need to get business insurance? Yes, it does not matter the size of your business or how many employees you have, you still need business insurance. Every type of business needs their own type of protection, from any risks that can get thrown their way. For different sized companies, there can be different types of coverages that you can select from. Not to worry, this is where ARG and Associates comes in to help you. We have years of experience working with large corporations to small family-owned businesses.
2. If one of my employees gets hurt on the job, what happens? This is a great question. This is dealt with through workers’ comp. Insurance. This is one of the plans that fall under business insurance, and works as an “umbrella”. This extra protection is there to help you out in difficult situations such as ones like this. And, you never know when a situation will occur when one of your employees gets injured and needs time off or medical attention. By taking the risk and not obtaining workers compensation/liability insurance, you can face serious consequences.
3. What does the umbrella policy cover? Our umbrella policy is very valuable. This covers multiple types of insurances that are used to protect businesses. For example, liability coverage, business auto coverage, employers’ liability, and more. The umbrella helps provide additional coverage beyond what each insurance limits.

 

For a free consultation on business insurance, give us a call today! Don’t wait with this policy, as it is very important to protect your company and all that you worked hard for. Our team will set you up with the right plan!