Car insurance is something mandatory to obtain if you are driving. This helps keep you covered and secure while on the road, regardless of how long you have been driving or your age. Although car insurance is simple to obtain, there are still many questions that our team gets about it. At ARG and Associates, an auto insurance agency, we will now answer some of the main questions for you in this post.

Answering Your Questions

The main question individuals ask is what auto insurance covers. This is something our team can definitely go over with you. Auto insurance covers multiple things. This type of coverage protects you, protects your vehicle, and another party if you were to be involved in an accident. Let’s say you are driving on the freeway and rear end someone because you were not paying attention. This is obviously your fault– if you did not have insurance you would have to pay a lot of money out of pocket for the damages to both your car, the other parties car, and any injuries that the both of you may have. If you have coverage, you do not pay out of pocket.

Another main question people ask us is if there are multiple types of auto insurance plans. Yes, there are different types. This all depends on how much money you put into your plan, and what type of coverage you want for yourself and your loved ones. Our team can let you know what types we offer our clients once we meet for a free consultation.

Lastly, another question we get is if your premium is affected by your credit scores. The answer is yes. Our team will check your credit score to determine your premium. If your score is low, your premium is going to be higher. This is just a policy that every insurance company has. The higher your credit score the better.

For a free consultation, give our specialists at ARG and Associates a call today.