You may be thinking that you are at your healthiest point in life. Nothing can go wrong- you exercise daily, eat healthy, don’t smoke or do drugs, etc. False, You never know when your health can fall short, and this can be at any given time. Obtaining health insurance should be mandatory for you. Luckily, at ARG and Associates, our health insurance packages are affordable and helpful.

 

You don’t plan to fall ill or get injured, but that is the way of life and often times it happens out of the blue, when we least expect it. Are you prepared for this, if it were to happen to you? It is easy to watch someone fall ill from the sidelines, until it physically happens to you, yourself. This is why it is important to ALWAYS have health insurance, no matter what state your health is in. And, getting it while you are young and healthy can mean that it will be more affordable to you.

Importance of Health Insurance

 

Here is what health insurance covers that you may not be aware of:

1. Hospitalization- if you had an incident that left you in the hospital, without health insurance you would be drowning in debt paying medical bills for years after that if you cannot afford it. With insurance, your medical expenses are covered, possibly including surgery depending on your situation.
2. Prescribed Medication- You visit the doctor and he suddenly diagnosis you with bronchitis. You definitely need antibiotics and other drugs in order to get better, before your illness worsens. Prescribed medication can be very costly, especially if there is no generic brand. Health insurance covers the costs of these, and sometimes even a co-pay.
3. Ambulance services- If you were in an emergency situation that needed an ambulance to transfer you to the hospital, health insurance is to cover this. Do you know how expensive ambulance calls are without insurance? Luckily, you do not need to worry about it and will feel comfortable to call one if necessary.
4. Lab services- lab services can be any x-rays you may need, CT scans, MRI’s, etc. Those can be extremely costly, and you may not even be able to afford them without the proper coverage.

There are many more things that health insurance covers. Don’t wait until last minute to obtain this coverage. Call ARG and Associates today for a free consultation.