Try to imagine going two months without the current paycheck that you receive from work. Would you be able to support your family for those two months with no income? How would you feed your loved ones, and afford the basic necessities you need to survive? There are many times throughout an individuals life that an unfortunate accident happens to them, leaving them in need of care. This is where disability insurance coverage LA comes into play. If you are badly hurt and need to take time off of work, this type of plan will help you receive some of that monthly income for your household. Now, imagine if you were injured and did not have this insurance? There would be no way of you getting a sum of your salary, leaving you struggling every month. ARG and Associates, your affordable disability insurance agents, will tell you straight facts on why you need this type of plan.
Facts About Disability Insurance
Did you know that half of employees in a workplace could not actually survive for more than one month without their paycheck? This makes it physically impossible to support your family if you were to have an accident. Unless you want to risk not being able to put a roof over your children or spouse’s heads, if you know you cannot afford to go a month without paychecks you need a disability plan. Since about half of individuals in the workplace make only minimum wage, that gives you little money to keep you going. Unless your paychecks every month are skyrocketing high and are steady, you need to start thinking of your future.
Next, did you know that less than half of employees are only covered by disability plans through their workplace? Most of the time, your employer will not cover you for disability insurance. This is because it is expensive to him/her, and do not want to have to pay some of your income if you were to get in an accident. Unless you are very valuable to your boss, you probably won’t get covered. This is why you should visit ARG and Associates, to get protected on a plan.
Did you know that many people agree that they would need the support of disability insurance, but less than 30% of individuals actually own it? This coverage is often overlooked until a person will be placed in that unfortunate situation, and it gets too late to help. It is only when they are in their injured situation that they realize they should have gotten the protection and coverage they needed before hand.
Lastly, did you know that an illness is most of the cause of a disability, rather than an accident? Anything can happen you at any given time, and you do not know when an illness may occur. These types of illnesses can be temporary, or permanent. It is better to stay safe then sorry.
ARG and Associates, your affordable disability insurance agents, are here to help you set up and protect your future. Especially if you have a family, you do not want to risk being left with no paycheck to support them every month. Paying the mortgage, the electricity bills, your car payments, etc., is all difficult. Let this disability insurance coverage LA be there as your backbone support for emergency situations. Call our team today for a free consultation!